Snapshot
Good day. Here's where you stand.
A live overview of your monthly cash flow, debt obligations, and financial health.
Monthly Income
R 75 500
R 906 000 annual
Monthly Expenses
R 44 049
R 528 588 annual
Net Cash Flow
R 31 451
Surplus
Savings
41.7%
R 31 451 per month
Bond Balance
R 1 540 000
R 16 689 / month @ 11.75%
Vehicle Finance
R 470 000
R 9 311 / month @ 12.5%
Electricity
R 2 400
Current monthly bill
Financial HealthExcellent
82
Cash flow · last 12 months
Spending by category
Housing32.2%
Transport25.0%
Utilities8.9%
Food14.8%
Healthcare8.6%
Entertainment9.2%
Health1.4%
Expense scenarios — money allocation impactOpen cost-benefit
Set up expense scenarios on the Expenses page to see allocation impact here.
| Scenario | Freed / mo | Bond paid off | Interest saved | Invested 10y @ 10% |
|---|---|---|---|---|
A Scenario A — Trim optional | R 0 | — | R 0 | R 0 |
B Scenario B — Aggressive cut | R 0 | — | R 0 | R 0 |
C Scenario C — Modest cut | R 0 | — | R 0 | R 0 |
D Scenario D — Bare bones | R 0 | — | R 0 | R 0 |
Upcoming payments
Home loan
Due 1st of month
R 16 689
Vehicle finance
Due 3rd of month
R 9 311
Electricity
Due 7th of month
R 2 400
Medical aid
Due 15th of month
R 3 800